EOB Requirements Printer Friendly

Explanation of Benefits forms (EOBs) are sent by payors to both members and NCPPO and HealthLink. These EOBs provide necessary information about claim payment information and patient responsibility amounts. Sample EOBs are provided initially when implementing the payor contract. Compliance is checked periodically thereafter. Patient responsibility amounts are needed for accurate patient balance billing. This is an important aspect of the "Explanation of Benefits" review process.

Both member and provider Explanation of Benefits (EOBs) shall include the following elements:

  • Name and address of payor *
  • Toll-free number for payor *
  • Subscriber's name/address *
  • Subscriber's identification number*
  • Patient's name *
  • Provider's name *
  • Provider's tax identification number (TIN) *
  • Provider's participation status (PPO, HMO)
  • Claim date of service *
  • Type of service
  • Total billed charges *, allowed amount * and discount amount
  • Excluded charges
  • Explanation of excluded charges (code and associated key)
  • Amount applied to deductible
  • Co-payment/co-insurance amount
  • Total patient responsibility amount *
  • Total payment made and to whom *
  • Benefit level information (annual deductible/amount applied, annual out-of-pocket/amount applied, lifetime maximums/amount applied)
  • ERISA disclosure (if applicable)
  • Discount Remarks - "Discount for NCPPO Participation" *

Required information on the list above is indicated by an asterisk (*).