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Legal/Privacy Statement
 

LEGAL NOTICES AND CONDITIONS OF USE
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.

By using this site, you agree to these terms of use. If you do not agree to these terms of use, please do not use this site.

Restrictions on Use of Materials
This site is owned and operated by National Capital PPO and its affiliates (hereinafter "NCPPO"). Any activity on this site is subject to monitoring by NCPPO at any time. Anyone who uses this site consents to such monitoring and agrees that NCPPO may use the results of such monitoring without limitation. No material from any web site owned, operated, licensed or controlled by NCPPO or any of its related, affiliated companies, including, without limitation, ncppo.com (the "NCPPO Material"), may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way, without the prior written consent of NCPPO, except that you may download one copy of the NCPPO Material on any single computer for your personal, noncommercial home use only, provided you keep intact all copyright, service mark and other proprietary notices. Modification of the NCPPO Material or use of the NCPPO Material for any other purpose is a violation of NCPPO's copyright, service mark and other proprietary rights. It is a condition of your use of this web site that you do not restrict or inhibit any other user from using this web site.

Limitation of Liability
Under no circumstances, including, but not limited to, negligence, shall NCPPO or any of its related or affiliated companies be liable for any direct, indirect, incidental, special, consequential or punitive damages that result from the use of, or the inability to use the NCPPO Material. You specifically acknowledge and agree that NCPPO is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any of the NCPPO Material, or with any of NCPPO's terms and conditions, your sole and exclusive remedy is to discontinue using this site.

Disclaimer
NCPPO MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OF THE CONTENT ON THIS SITE AND NCPPO ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT ON THE SITE.

THE NCPPO MATERIAL IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. FURTHER, NCPPO DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE NCPPO MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU, AND NOT NCPPO, ASSUME THE RISK, LIABILITY AND RESPONSIBILITY FOR ANY AND ALL DAMAGE TO YOUR SYSTEM OR THE SYSTEM YOU ARE USING. IN NO EVENT WILL NCPPO BE LIABLE OR RESPONSIBLE FOR ANY DAMAGE TO YOUR SYSTEM OR THE SYSTEM YOU ARE USING.

NCPPO DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE NCPPO MATERIAL IN THIS SITE IN TERMS OF ITS CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

NCPPO MAY HAVE PROVIDED LINKS AND POINTERS TO INTERNET SITES MAINTAINED BY THIRD PARTIES ("THIRD PARTY SITES") AND MAY FROM TIME TO TIME PROVIDE THIRD PARTY MATERIALS ON THIS SITE. NEITHER NCPPO NOR ITS RELATED, AFFILIATED COMPANIES OPERATE OR CONTROL IN ANY RESPECT ANY INFORMATION, PRODUCTS OR SERVICES ON THESE THIRD PARTY SITES. THE THIRD PARTY MATERIALS IN THIS SITE AND THE THIRD PARTY SITES ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, NCPPO DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS. NCPPO DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE THIRD PARTY MATERIALS IN THE THIRD PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THE EXCLUSION OF IMPLIED WARRANTIES.

Service Mark and Trade Mark Information
From time to time this site may contain references or trademarks or service marks owned by entities which are not affiliated with NCPPO.

Jurisdiction
Except as described otherwise, all materials in the NCPPO site are made available only to provide information about NCPPO. NCPPO controls and operates this site from its headquarters in Saint Louis, Missouri, United States of America, and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws.

Termination
This agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all NCPPO site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice from NCPPO if, in NCPPO's sole discretion, you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other NCPPO site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.


PRIVACY POLICY
National Capital PPO Web Site Statement Regarding Collection and Use of Information

Welcome to National Capital PPO’s Web Site. We appreciate your interest in us. This site is owned and operated by National Capital PPO and its affiliates. Any activity on this site is subject to monitoring by National Capital PPO at any time. National Capital PPO routinely gathers quantitative information on web site activity, including the number of users to the site and the pages visited. No personally identifiable information is collected in this routine activity, and subsequently, National Capital PPO reserves the right to use and share or disclose this information with others.

When you log on to our Web Site and communicate with us via our site, we do not collect personal information about you unless you provide it to us voluntarily. Personal information is any information or data that is unique to an individual such as a name, social security number, address, birth date, etc. Portions of our Web Site may allow you to provide us with personal information in order to deliver requested materials, products or services to you, respond to your questions, or enable to you to update information or sign up for National Capital PPO programs. Any personal information that you provide via our Web site is used exclusively for the purpose stated and contained on the Web Site page. National Capital PPO does not sell, license, transmit or disclose personal information that you provide to us outside of National Capital PPO and its affiliated companies except with the following exceptions:

  • Upon your authorization
  • When such disclosure is necessary to support National Capital PPO and its contractors or agents to carry out treatment, payment or health care operations
  • When required or permitted by law

Any such disclosure of any personal information is performed within the parameters of applicable laws and regulations, and the personal information is used only for the purpose it was provided.

Security:
Our Web Site requires users to provide unique identifiers, such as subscriber identification numbers, in order to log into some of the web site pages. National Capital PPO utilizes these unique identifiers to verify the user’s identify and eligibility, in order to protect our members from the release of personally identifiable information to unauthorized users.

Internet Protocol Addresses:
An Internet Protocol address is a number that automatically identifies the computer or machine that you are using to access the Internet. The address enables our server to send you the web pages that you want to visit. It may disclose the server owned by your Internet Service Provider. We utilize your Internet Protocol address to help diagnose problems with our server and to support our site administration.

Cookies:
Cookies are pieces of information that a web site transfers to a user’s computer for purposes of storing information regarding user’s preferences. Just as many major web sites use cookies as a standard practice to provide useful information to a user, National Capital PPO uses cookies to deliver web site content specific to your identified interests. By themselves, cookies do not personally identify users, although they do identify a user’s computer. A user can opt not to take advantage of the cookie benefits by setting his or her browser to refuse cookies.

Disclaimer:
National Capital PPO may change this Web Site Statement at any time without prior notice.

Web Site Traffic Analysis:
WebTrends Live is used to analyze traffic to this web site. WebTrends Live does not create individual profiles for visitors. Unlike some tracking services WebTrends Live does not have a database of individual profiles for each visitor. WebTrends Live only collects aggregate data. For more information about WebTrends Live privacy policy, please click here.


AN IMPORTANT NOTICE ABOUT NCPPO AND THE NCPPO NETWORKS OF PHYSICIANS, HOSPITALS AND OTHER HEALTH CARE PROFESSIONALS.

The doctors, hospitals and other health care providers that are part of the network organized by NCPPO are independent contractors who exercise independent medical judgment, and over whom NCPPO has no control or right of control. They are not agents or employees of NCPPO. When you or a covered family member select a Primary Care Physician or seek care from a physician, facility or other health care professional in the network, either directly or by referral from another health care professional, you are seeking care from that health care professional, not from NCPPO. Your doctor and other health care providers exercise independent medical judgment and should discuss treatment options with you, even those options that might not be eligible for benefits under your Certificate of Coverage or Group Plan. NCPPO is not responsible for, does not provide, and does not hold itself out as the provider of, your medical care.


NCPPO is a Maryland corporation. NCPPO is an organizer of provider networks, which it makes available by contract to a variety of payors of health benefits, including insurers, third party administrators or employers. NCPPO is not an insurance company and has no liability for benefits under benefit plans offered or administered by payors. NCPPO and its affiliate and parent companies are not responsible for, and do not control or have a right to control, the medical judgment of the network providers.

Thursday, July 24, 2008

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